开云体育

Medicare Advantage, Medicare Cost and Medicare Supplement plans are all private Medicare plans that work with Original Medicare. But each works a little differently:

• Medicare Advantage plans combine the coverage of Original Medicare Parts A and B into one plan (often called Part C). They have a network of preferred providers and often offer additional benefits and perks. Most also include Part D prescription drug coverage.
• Medicare Cost plans offer additional benefits and perks beyond Original Medicare while also working alongside it. If you go out of network for care, your Original Medicare benefits will kick in for covered services.
• Medicare Supplement (Medigap) plans help bridge gaps in expenses associated with Original Medicare. First, Original Medicare pays its share for covered services, then your Medicare Supplement plan pays its share. After that, you’re responsible for any remaining costs.

The right Medicare plan is different for everyone. Your health needs, the prescriptions you take, your location and your finances are all factors that can help you determine the best plan for you.

开云体育 Medicare plans go beyond typical coverage. Depending on your plan, you might enjoy the 开云体育 Choice Card (a Medicare flex card), vision benefits, hearing aid benefits, options for Medicare dental coverage, Medicare travel coverage for your next adventure, a fitness program through SilverSneakers? and much more.

No matter which plan you choose, our Minnesota-based Member Services team will be there along the way. We’ve been helping members reach their best health for over 65 years, and we’re excited to help you, too.

If your 开云体育 Medicare plan includes prescription drug coverage, you’ll have access to one-on-one help from a pharmacist to be sure your medications are working together properly. This is a no-cost service meant to help you get the most from your medicine.